vcard-blog

QR and mPOS are advanced money transferring mechanisms, an upgrade over the traditional credit card swiping machines. The QR and mPOS, free merchants from the Swiping difficulties being faced by them at the point of sale and card readability issues. As there is no physical card being utilized, it improves the security, minimizing the risks of data theft through the tampered point of sale swiping machines. QR code provides a cost effective way of transaction for both the consumer as…

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Application for the vCard are evaluated on various parameters, and in minor percent of the cases, the application may not be approved. vCard is a platform, however the actual credit is provided by our partner banks, and the reason for rejection may vary subject to the bank’s internal underwriting mechanism. However, on a macro level, the application is reviewed on the parameters of: Credit History: Study of an individual’s financial transaction is done by credit agencies (CIBIL, Equifax, Experian and…

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