Making purchases with your chip-enabled card is easy. Merely insert the chip end of your card into the terminal with the chip facing up and follow the prompts on the screen. Take away your card from the terminal when prompted, then sign for your purchase and take your receipt. EMV cards such as magnetic strip cards, are processed for payment in two steps: card reading and transaction verification. Chip card transactions take a bit longer than magnetic strip transactions presently,but will in due course speed up as the technology improves.
vCard is a Mobile Credit App (Credit Card and Credit Line) which allows UPI Payment to any UPI ID-BHIM,PayTM,PhonePe,Google Pay,Whatsapp,etc.
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