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Why Are Credit Scores Significant?

Why Are Credit Scores Significant?

When you apply for a home loan or credit card at a bank or a Non-Banking Financial Company (NBFC), the creditor examines your credit score first to define if you are eligible to avail the loan. Your credit score acts as the primary impression for the creditor, the higher the score, the improved the probabilities are of the loan or credit card being approved. Having a low score is not a worthy position to be in since it places you in a peril zone and makes it tough for you to get a loan approved.
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